AiCostCompare

Subscription plans

Consumer AI subscription pricing across the major providers. Most providers converged on a $20 default tier and a $100–$200 power tier — the differences are in usage limits and bundled features.

Manually curated from official pricing pages. Last verified 2026-07-21. Prices in USD; regional pricing may vary.

MonthlyAnnual (where available)

ChatGPT by OpenAI · official pricing

Free

Free

  • Access to flagship models with usage limits
  • Ad-supported in some regions
  • Limited file uploads and image generation

Go

$8/mo

  • Higher limits than Free
  • Faster responses
  • Budget entry tier

Plus

Most popular

$20/mo

  • Full access to latest GPT models
  • Advanced voice, vision, and file analysis
  • Higher message limits
  • Sora video generation access

Pro

$200/mo

  • Unlimited access to flagship reasoning models
  • Highest compute tier (pro reasoning modes)
  • Priority access to new features
  • Extended agent and deep-research limits

Claude by Anthropic · official pricing

Free

Free

  • Access to Claude with daily usage limits
  • Web, desktop, and mobile apps

Pro

Most popular

$20/mo

  • ~5x free usage
  • Claude Code access
  • Projects and knowledge bases
  • $17/mo effective on annual billing

Max 5x

$100/mo

  • 5x Pro usage
  • Priority access at peak times
  • Higher Claude Code limits

Max 20x

$200/mo

  • 20x Pro usage
  • Best for heavy Claude Code / agent workloads
  • Early access to new features

Gemini by Google · official pricing

Free

Free

  • Gemini app with usage limits
  • Basic NotebookLM access

AI Plus

$4.99/mo

  • Cheapest paid tier of any major provider
  • More Gemini usage than free
  • 200 GB storage

AI Pro

Most popular

$19.99/mo

  • Flagship Gemini models with 4x free-tier usage
  • NotebookLM, Jules coding agent, Flow video tool
  • 2 TB Google One storage
  • YouTube Premium Lite bundled

AI Ultra

$99.99/mo

  • 5x AI Pro usage
  • Deep Think reasoning mode
  • Gemini Spark
  • 20 TB storage

AI Ultra (high limit)

$199.99/mo

  • 20x AI Pro usage
  • Highest limits Google offers
  • All Ultra perks included

Grok by xAI · official pricing

SuperGrok Lite

$10/mo

  • Entry Grok tier
  • Standard usage limits

SuperGrok

Most popular

$30/mo

  • Full Grok model access
  • Higher rate limits
  • Think and DeepSearch modes

SuperGrok Heavy

$300/mo

  • Most expensive consumer AI plan
  • Grok Heavy multi-agent mode
  • Earliest access to new models

Copilot by GitHub · official pricing

Free

Free

  • Limited completions and chat per month
  • Works in VS Code, JetBrains, and more

Pro

Most popular

$10/mo

  • Unlimited completions
  • Premium model requests allowance
  • Copilot coding agent

Max

$100/mo

  • Largest premium-request allowance
  • Access to the most capable coding models
  • For heavy agentic coding

Copilot (Microsoft 365) by Microsoft · official pricing

M365 Premium

$19.99/mo

  • Copilot in Word, Excel, PowerPoint, Outlook
  • Full Office apps bundled
  • 1 TB OneDrive storage

Perplexity by Perplexity · official pricing

Free

Free

  • Generous free search tier
  • Limited Pro searches per day

Pro

Most popular

$20/mo

  • Unlimited Pro searches
  • Choice of underlying frontier models
  • File analysis and Labs
  • Comet browser assistant

Max

$200/mo

  • Perplexity Computer agentic system
  • Highest limits on reports and dashboards
  • Most advanced Comet assistant mode

Cursor by Cursor · official pricing

Hobby

Free

  • Limited agent requests and completions
  • Great for evaluating the editor

Pro

Most popular

$20/mo

  • Extended agent limits
  • Access to frontier coding models
  • Background agents and Bugbot

Ultra

$200/mo

  • 20x Pro usage
  • Priority access to new features
  • For full-time agentic development

FAQ

Who needs a $100–$200 Pro or Max plan?

Power tiers (ChatGPT Pro, Claude Max, Gemini Ultra high-limit, etc.) are for people who hit daily usage caps on the ~$20 plans—heavy coding agents, deep research, or all-day professional use. Casual chat rarely needs them.

Is annual billing worth it?

Where offered, annual billing typically saves about 10–20% versus paying monthly. Toggle Annual on this page to see the effective monthly rate and savings percentage.

How is this different from API pricing?

Subscription plans are flat monthly fees for chat products with usage limits. API pricing (on the Models and Calculator pages) bills per token and is usually better for apps you build yourself.